EconStor Collection:
https://hdl.handle.net/10419/49022
2024-03-28T19:09:52ZA review of online trust branding strategies of financial services industries in Malaysia and Australia
https://hdl.handle.net/10419/49029
Title: A review of online trust branding strategies of financial services industries in Malaysia and Australia
Authors: Tan, Teck Ming; Rasiah, Devinaga
Abstract: This study spotlighted on the financial services industry specifically in the creation of brand trust across online channel, which constructs a significant contribution to the under-researched area of online branding. Content analysis was performed on the web sites of top ten bank retailers in Malaysia and Australia. An analysis of the extent to which the retailers were using their web sites to provide online financial services and brand information provided a context for a more detailed analysis of online trust branding strategies, including communicating brand trust and value, and building brand experience relationships via online financial services. Bank retailers in Australia provided guarantee statements and variety of financial services across online channel, offering comprehensive online strategy for brand trust and brand experience. There was indication of some innovative practice, but also scope for substantial further improvement of the concept of online trust branding. Conversely the bank retailers in Malaysia only provided basic online financial services and no guarantee of refund for any financial fraud cases. Their use of the online channel to communicate brand trust, brand value, and to endorse brand relationships was underdeveloped.2011-01-01T00:00:00ZPresent and future value formulae for uneven cash flow: Based on performance of a business
https://hdl.handle.net/10419/49030
Title: Present and future value formulae for uneven cash flow: Based on performance of a business
Authors: Tessema, Ameha Tefera
Abstract: Business firm's income is not constant, or fixed from period to period because of this the firm's cash inflow or out flow is uneven. The decision of a firm either to invest or to borrow from creditors based on uneven cash in-flow need to have a future or a present value prediction formula. The problem to find future and present value formulae for uneven cash flow stayed unsolved for long periods. However, on this paper it wanted to show future and present value of uneven cash flow prediction formulae based on the performance rate ( ) n P of a business. The Performance rate (Pn) is a percentage by which the current performance, economic value added (EVA n ), of the business exceeds the previous performance. Therefore, the firm cash out flows either for investment or for repayment of the borrowed loan growth according to the performance rate (p) of the firm.2011-01-01T00:00:00ZBehavioral biases in economic and financial knowledge: Are they the same for men and women?
https://hdl.handle.net/10419/49025
Title: Behavioral biases in economic and financial knowledge: Are they the same for men and women?
Authors: Kudryavtsev, Andrey; Cohen, Gil
Abstract: Contemporary research documents various psychological aspects of economic thought and decision-making. The main goal of our study is to analyze the role of the hindsight bias (Fischhoff [20]) and the anchoring bias (Tversky and Kahneman [53]) in perceiving economic and financial information, and, in particular, the gender differences in the degree of these biases. Hindsight bias denotes people's tendency to overestimate, in hindsight, how predictable an outcome was in foresight, while anchoring bias refers to people's tendency to form their estimates for different categories, starting from a particular available, and often irrelevant, value and insufficiently adjusting their final judgments from this starting value. We carry out an experiment involving a group of MBA students, asking them to recall a number of recent economic and financial indicators (stock and bond market index returns, rates of inflation, urrency exchange rates, etc.). We for document that significant hindsight and anchoring bias are exhibited, on avera ge, each of our experimental questions and by vast majority of the participants. Furthermore, we document that women are more strongly affected by both behavioral biases. Possible reasons for this difference and potential implications are discussed.2011-01-01T00:00:00ZThe Portugal situation during the financial crisis
https://hdl.handle.net/10419/49026
Title: The Portugal situation during the financial crisis
Authors: Lopreite, Milena
Abstract: Today it's frequently used the terms PIGS or PIIGS, acronyms used by economic journalists to refer to different countries of the European Union for their statement of affairs. The bad connotation is evident from the fact that pigs in English suggest the bad state of the economies of these countries. PIGS has been used at the beginning of the years 1990 to indicate four countries of southern Europe: Portugal, Italy, Greece and Spain. Ireland has sometimes been added during the year 2007, so the acronym is modified in PIIGS. Nevertheless, the alarms of BCE about the public accounts of these States it seems to exclude Italy from the group of the countries characterized by very bad statements of affairs. The aim of this work is to analyze especially during the financial crises the situation of the public accounts in Portugal, one of the countries with greater difficulties and probably with the worse condition if we exclude the dramatic Greek case. In Portugal, the economic growth has been superior to the average UE, for big part of the decade 1990-2001, even if the remains under the 75% of the principal European economies' PIL.2011-01-01T00:00:00Z