Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/104176 
Year of Publication: 
2005
Series/Report no.: 
Munich Discussion Paper No. 2005-18
Publisher: 
Ludwig-Maximilians-Universität München, Volkswirtschaftliche Fakultät, München
Abstract (Translated): 
This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance market since the adoption of the so-called "Gesundheitsstrukturgesetz" of 1992. Further, the "Risikostrukturausgleich" as well as other measures are discussed as instruments of artificially spreading risks in this very market before recommendations for adequate policies are given.
Subjects: 
Krankenversicherung
Krankenkassen
Versicherung
Risikoausgleich
Risikostrukturausgleich
Gesundheitsstrukturgesetz
Gesundheit
Risiko
Prämie
Gesundheit
cream-skimming
insurance
health
JEL: 
I11
Persistent Identifier of the first edition: 
Document Type: 
Working Paper

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