Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/195201 
Erscheinungsjahr: 
2017
Quellenangabe: 
[Journal:] SPOUDAI - Journal of Economics and Business [ISSN:] 2241-424X [Volume:] 67 [Issue:] 3 [Publisher:] University of Piraeus [Place:] Piraeus [Year:] 2017 [Pages:] 49-78
Verlag: 
University of Piraeus, Piraeus
Zusammenfassung: 
This study analyses the implication of regulation and competition for stability in the Sub-Saharan Africa (SSA) banking sector. We employ a Panel Structural Vector Autoregressive Model (P-SVAR) to investigate regulatory and competition shocks affecting stability in SSA banking sectors, using transformed quarterly data for the period 2006 to 2015 in order to recover some interesting patterns of behaviour in the structural model. A seven-variable P-SVAR with short-term restrictions is constructed from the variables of our analysis. The study provides evidence to show that variations in capital regulation among other regulatory variables employed, have the largest impact on the stability of the commercial banking sectors of SSA. While no short-term relation was found between capital and competition, the results suggest that while stability responds instantaneously to competition, most of the impacts of competition on stability are transmitted via efficiency. The implication is that crafting the right regulatory policies as suggested by our models will ensure optimal banking stability while harnessing the strong advantage that competition has for efficiency, rather than decimating efforts at fine-tuning market structure and/or degree of competition.
Schlagwörter: 
Competition
Regulation
Stability
Panel Structural Vector Autoregressive Model
Commercial Banks
JEL: 
G21
B26
C58
Dokumentart: 
Article

Datei(en):
Datei
Größe
1.38 MB





Publikationen in EconStor sind urheberrechtlich geschützt.