Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/266511 
Erscheinungsjahr: 
2022
Schriftenreihe/Nr.: 
Discussion Papers No. 22-06
Verlag: 
University of Bern, Department of Economics, Bern
Zusammenfassung: 
We analyze the impact of credit default on individual trajectories. Using a proprietary dataset for the years 2004-2020, we find that after default individuals relocate to cheaper areas. Importantly, default has long-lasting negative effects on income, credit score, total credit limit, and home-ownership status.AWe analyze the impact of credit default on individual trajectories. Using a proprietary dataset for the years 2004-2020, we find that after default individuals relocate to cheaper areas. Importantly, default has long-lasting negative effects on income, credit score, total credit limit, and home-ownership status.
Schlagwörter: 
mobility
bankruptcy
default
credit
income
JEL: 
J61
G51
D12
Creative-Commons-Lizenz: 
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Dokumentart: 
Working Paper

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