Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/280635 
Authors: 
Year of Publication: 
2021
Series/Report no.: 
AEI Economics Working Paper No. 2021-05
Publisher: 
American Enterprise Institute (AEI), Washington, DC
Abstract: 
I review 20 years of financial data and highlight important changes in the banking industry. Post financial crisis laws and regulations and new Federal Reserve monetary policies have left a lasting impact on the industry. By 2021, the number of independent depository institutions declined to just over half of the number that existed in 2000, and the assets and activities of the industry have become much more concentrated in a few large "systemically important" institutions.
Subjects: 
Banking
Capital Requirements
Federal Reserve
Financial Crisis
Monetary Policy
JEL: 
A
Document Type: 
Working Paper

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