Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/193125 
Autor:innen: 
Erscheinungsjahr: 
2018
Quellenangabe: 
[Journal:] Economic and Environmental Studies (E&ES) [ISSN:] 2081-8319 [Volume:] 18 [Issue:] 2 [Publisher:] Opole University, Faculty of Economics [Place:] Opole [Year:] 2018 [Pages:] 955-970
Verlag: 
Opole University, Faculty of Economics, Opole
Zusammenfassung: 
Contemporary agricultural companies are turning into complex businesses. Living in the countryside and running a holding is no longer a lifestyle but rather a business model aimed at manufacturing goods and bringing profit. In order to enhance their competitiveness, agricultural companies are getting more and more interested in external financing, mostly in preferential loans granted by cooperative banks. The study on the activity of Krakowski Bank Spó±dzielczy (Cooperative Bank of Cracow), granting loans to agricultural companies in the Ma±opolska Region in 2004-2016, showed that farmers with university degrees, including those in agricultural sciences, were the largest group granted preferential loans. The smallest group consisted of farmers with elementary education. Loans for building and modernising farms had the largest percentage share. Spending the money granted on preferential terms in a rational way had a positive impact on the production and economic efficiency of farms, contributing to an increase in their agricultural income and production, as well as fostering an increase in the production costs, which positively influenced the financial results of the companies.
Schlagwörter: 
agricultural holding
farm
cooperative banks
Krakowski Bank Spó±dzielczy
preferential loans
productive economic efficiency
JEL: 
Q13
Q14
Persistent Identifier der Erstveröffentlichung: 
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