Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/209822 
Erscheinungsjahr: 
2003
Schriftenreihe/Nr.: 
Working Paper No. 2003/8
Verlag: 
Norges Bank, Oslo
Zusammenfassung: 
This paper summarizes a survey of costs and income in the payment system of Norwegian banks in 2001. The cost analysis was carried out by using the activity based costing (ABC) framework. The results from this analysis are presented in the paper, combined with information from other sources to form a complete picture of the costs and income in the retail payment systems run by banks in Norway. The results are compared with results from two previous surveys, performed in 1988/1989 and 1994. The main findings show that the costs have been substantially reduced over time, income based on direct pricing has risen, and although the banks still deliver payment services with a loss, the negative margin has decreased.
Schlagwörter: 
ABC
bank's costs
payment systems costs
retail systems
activity based costing
JEL: 
G21
M1
Persistent Identifier der Erstveröffentlichung: 
ISBN: 
82-7553-217-5
Creative-Commons-Lizenz: 
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Dokumentart: 
Working Paper
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