Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/222795 
Autor:innen: 
Erscheinungsjahr: 
2019
Schriftenreihe/Nr.: 
ADBI Working Paper Series No. 1028
Verlag: 
Asian Development Bank Institute (ADBI), Tokyo
Zusammenfassung: 
This paper sheds light on Australia's fast real-time retail payments system, the New Payments Platform (NPP), which was launched in February 2018 by a consortium of 13 financial institutions, including the Reserve Bank of Australia (RBA). The NPP operates on a 24/7 basis and allows financial institutions to provide immediate funds availability to payment recipients, even where payers and payees have accounts with different financial institutions. This study highlights that there is no strong case for the RBA to issue a retail central bank digital currency given that the safer Next Generation Banknote series is available and the safer NPP, for which the deposits are projected by the Financial Sector Claims Scheme, is installed.
Schlagwörter: 
central bank digital currency
fintech
Australia
JEL: 
G21
G32
F65
F37
Creative-Commons-Lizenz: 
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Dokumentart: 
Working Paper

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