Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/232691 
Erscheinungsjahr: 
2020
Schriftenreihe/Nr.: 
IZA Discussion Papers No. 13939
Verlag: 
Institute of Labor Economics (IZA), Bonn
Zusammenfassung: 
Concerns over the adequacy of low and middle-income earner contributions to retirement plans have led governments to introduce targeted matching schemes. In this study, we examine the effects of a simple and generous Australian scheme using administrative tax-filer data, exploiting longitudinal changes in eligibility and match rates. We find small increases in the proportion who contribute and bunching at the eligible maximum, but lower average contributions because the matching payment displaces contributions of high contributors. Contributions through unmatched channels are also crowded out. These findings highlight the difficulties of targeting matching schemes and question the merits of simplifying them.
Schlagwörter: 
private pension
matching schemes
retirement income
aging population
JEL: 
I3
J14
H55
Dokumentart: 
Working Paper

Datei(en):
Datei
Größe
653.66 kB





Publikationen in EconStor sind urheberrechtlich geschützt.