Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/235067 
Year of Publication: 
2020
Series/Report no.: 
IFS Report No. R181
Publisher: 
Institute for Fiscal Studies (IFS), London
Abstract: 
The proportion of self-employed workers contributing to a private pension has been steadily declining since the 1990s. This is in contrast to private-sector employees, for whom the rate of pension participation has dramatically increased as a result of automatic enrolment. Furthermore, even before the introduction of automatic enrolment, the rate of decline in pension participation was faster among the self-employed than private-sector employees. In this report, we seek to explain this decline in pension saving amongst the self-employed. We examine the extent to which the decline has been driven by the changing characteristics of the self-employed population. We then explore changing attitudes towards pension saving, and changes in other forms of saving that might represent alternative ways of saving for retirement (and therefore provide an explanation for the patterns in pension saving).
Persistent Identifier of the first edition: 
ISBN: 
978-1-80103-007-6
Document Type: 
Research Report

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