Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/262819 
Title (translated): 
Immediate and decisive political action is needed to strengthen social debt counselling
Authors: 
Year of Publication: 
2022
Citation: 
[Journal:] Wirtschaftsdienst [ISSN:] 1613-978X [Volume:] 102 [Issue:] 3 [Publisher:] Springer [Place:] Heidelberg [Year:] 2022 [Pages:] 185-188
Publisher: 
Springer, Heidelberg
Abstract: 
Eine Stärkung der Sozialen Schuldnerberatung in Deutschland ist sozial und ökonomisch sinnvoll. Mit vier Ansatzpunkten könnte diese Stärkung bewirkt werden. Ob und, wenn ja, welche dieser Ansatzpunkte in den nächsten Jahren realisiert werden können, hängt allerdings wesentlich vom politischen Willen der handelnden Akteur:innen ab. Ermutigend ist, dass dieser Wille im Koalitionsvertrag bereits explizit zum Ausdruck gebracht wurde. Es ist nun an der Politik, diesen Willen in die Tat umzusetzen.
Abstract (Translated): 
The social benefit of debt counseling is undoubted. Those seeking advice are empowered to claim their consumer rights and (regain) their quality of life. Existential emergencies can be avoided and significant savings can be made for the national budget. It also benefits creditors financially by avoiding private insolvency. In order to strengthen debt counselors, clear and immediate political action is required. One step should be the introduction of a legal right to debt counselling and the expansion of counseling capacities. Both could be financed through fair creditor participation and would be accompanied by a nationwide initiative to train new debt counselors.
JEL: 
G51
I32
I38
Persistent Identifier of the first edition: 
Creative Commons License: 
cc-by Logo
Document Type: 
Article

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