Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/298176 
Year of Publication: 
2022
Series/Report no.: 
AGDI Working Paper No. WP/22/083
Publisher: 
African Governance and Development Institute (AGDI), Yaoundé
Abstract: 
This study addresses the issue of financial innovation in developing countries, focusing specifically on the role fintechs have in closing the gender gap of financial inclusion in SubSaharan Africa (SSA) over the period 2011-2017. The empirical evidence is based on the multilevel tobit regression model fitted to panel data. The results of this study show that fintechs reduce the financial inclusion gender gap by mitigating the gender gap in access to and use of financial services. Furthermore, they cast doubt on the ability of fintechs development to bridge this gap on its own, and hint on the joint importance of targeted policy initiatives aimed at directly closing the gender gap to this end. These findings have important economic policy implications and provide evidence of improved economic conditions for women in terms of financial inclusion leading to a narrowing of the gender gap.
Subjects: 
Fintechs development
financial inclusion gender gap
Tobit
SSA
Document Type: 
Working Paper

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