Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/298505 
Erscheinungsjahr: 
2023
Schriftenreihe/Nr.: 
Staff Memo No. 8/2023
Verlag: 
Norges Bank, Oslo
Zusammenfassung: 
The EU plans to revise the capital adequacy rules for banks in 2025. Regulatory amendments will be introduced in Norway through the EEA Agreement. Our results show that the regulatory amendments can significantly reduce the capital requirement for small and medium-sized banks (SA banks). This may enable SA banks to offer cheaper loans. The new rules will have limited implications for the largest Norwegian banks (IRB banks), but they may contribute to more equal and comparable capital requirements for Norwegian and foreign banks. Overall, the regulatory amendments may therefore level the playing field for banks in Norway.
Schlagwörter: 
Banks
the standardised approach (SA)
the IRB approach
lending and lending margins
Persistent Identifier der Erstveröffentlichung: 
ISBN: 
978-82-8379-268-3
Creative-Commons-Lizenz: 
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Dokumentart: 
Research Report
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