Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/303240 
Year of Publication: 
2024
Series/Report no.: 
AGDI Working Paper No. WP/24/036
Publisher: 
African Governance and Development Institute (AGDI), Yaoundé
Abstract: 
The present study assesses the relevance of microfinance institutions (MFIs) in the effect of financial access on gender economic inclusion in 44 countries in Sub-Saharan Africa (SSA) for the period 2004 to 2018. The adopted empirical strategy is interactive quantile regressions that are tailored to account for both simultaneity and unobserved heterogeneity. Two MFIs dynamics are employed: MFIs per 1000km2 and MFIs per 100 000 adults. Financial access is measured in terms of female ownership of bank accounts while gender inclusion is in terms of reducing female unemployment. MFIs per 1000 km2 must reach thresholds of between 2.328 and 2.490 at the 90th quantile of the female unemployment distribution in order for female ownership of bank account to reduce female unemployment. The partial validity of the tested hypothesis is clarified and policy implications are discussed.
Subjects: 
Africa
Microfinance
Gender
Inclusive development
JEL: 
G20
I10
I32
O40
O55
Document Type: 
Working Paper

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