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Kompletter Metadatensatz
DublinCore-Feld | Wert | Sprache |
---|---|---|
dc.contributor.author | Disney, Richard | en |
dc.contributor.author | Fichera, Eleonora | en |
dc.contributor.author | Owens, Trudy | en |
dc.date.accessioned | 2011-03-16 | - |
dc.date.accessioned | 2012-10-24T12:00:41Z | - |
dc.date.available | 2012-10-24T12:00:41Z | - |
dc.date.issued | 2010 | - |
dc.identifier.uri | http://hdl.handle.net/10419/65427 | - |
dc.description.abstract | This paper uses household data to test whether microfinance institutions created by the Malawian government in the mid-1990s under its Poverty Alleviation Programme crowded out access to informal loans. As in several recent studies, the paper adopts policy evaluation techniques to identify a causal relationship between access to government-sponsored credit programmes and informal loans. After taking treatment heterogeneity into account with a multiple treatment model, the paper finds strong evidence of crowding out of formal group lending on informal sources. In particular, participation in the most widespread microfinance programme has a negative and significant effect on borrowing from informal sources, reducing on average the amount that members borrow from informal lenders by more than 70 percent of the average loan value. | en |
dc.language.iso | eng | en |
dc.publisher | |aThe University of Nottingham, Centre for Research in Economic Development and International Trade (CREDIT) |cNottingham | en |
dc.relation.ispartofseries | |aCREDIT Research Paper |x10/08 | en |
dc.subject.jel | O16 | en |
dc.subject.jel | O17 | en |
dc.subject.ddc | 330 | en |
dc.subject.keyword | informal lending | en |
dc.subject.keyword | microfinance | en |
dc.subject.keyword | evaluation methods | en |
dc.subject.stw | Armutspolitik | en |
dc.subject.stw | Mikrofinanzierung | en |
dc.subject.stw | Finanzmarkt | en |
dc.subject.stw | Crowding out | en |
dc.subject.stw | Malawi | en |
dc.title | Has the introduction of microfinance crowded-out informal loans in Malawi? | - |
dc.type | Working Paper | en |
dc.identifier.ppn | 654203253 | en |
dc.rights | http://www.econstor.eu/dspace/Nutzungsbedingungen | en |
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